Blog
Stay up to date on all of our latest news and resources.
Have a question about what happens during the mortgage underwriting process? Want to learn more about the history of mortgages in America? Or maybe you just want to see some of our latest news and updates? If so, you've come to the right place!
At Luminate Home Loans, we make it our priority to guide you through the best financial decisions, all with your interest in mind. It’s our goal to help you feel informed and engaged throughout the entire lending process. In addition, we want to inform all of our clients and potential clients every step of the way. It's why we have a blog like this! Let us light the way to homeownership for you.
Here at Luminate Home Loans, we’re always looking for ways to offer more value to our clients and partners. That’s why we’re thrilled to announce that we’re now a wholly owned subsidiary of Luminate Bank®—and soon, we’ll officially transition under the Luminate Bank® name.
The new year is here, and it’s the perfect time to set your goals for 2025. If one of your dreams includes finding a new home, you're in the right place. But where do you start? Don’t worry—we’ve got you covered. At Luminate Home Loans, we’re here to help you turn that vision into reality with a game plan that’s both simple and effective.
When planning a move, a newly built home might not be the first thing that comes to mind. But with more brand-new homes on the market and builders focusing on smaller, more affordable options, this type of home may just be the key to crossing the homebuying finish line.
What exactly is a second mortgage, and how can it help you? We’ll answer some of the most common questions we get about second mortgages, and how this financial tool can simplify your debt.
If you’ve been waiting to buy a home and hoping for prices to drop, you might be wondering if a market crash is on the horizon. The truth? Experts agree that a significant price drop isn’t likely. Let’s explore why that’s the case and what it means for you.
Selling your home isn’t just about putting up a "For Sale" sign; it’s about creating a space that buyers can’t resist. Let’s dive into what it takes to make your house shine in 2025!
The Federal Housing Finance Agency (FHFA) has announced the new conforming loan limits for 2025, and it's great news for anyone looking to finance their dream home with a conventional loan.
Stay One Step Ahead: Cybersecurity Tips for Homebuyers
Election cycles can shake up the housing market, creating a mix of uncertainty and opportunity for homebuyers. With the recent election behind us, many are wondering how the changes might influence interest rates, incentives, and market stability.
Your new home is waiting. Let's get you in there.
Luminate Home Loans, Inc. a wholly owned subsidiary of Luminate Bank